HomeProtector Optional Coverages

Your home is unique and so are your protection needs. Select from the following list the optional HomeProtector coverages and then contact our agency. We’ll design the policy that is right for you:

  • Child Day Care Coverage
  • Dwelling and Other Structures Siding and/or Roofing Restoration Coverage
  • Earthquake Coverage
  • Enhancement Endorsement*
  • Expanded Endorsement*
  • Incidental Business Occupancy
  • Incidental Farming and Liability
  • Ordinance or Law Coverage
  • Personal Computer Coverage Endorsement (not available in North Carolina)
  • Replacement Cost Settlement on Personal Property
  • Scheduled Personal Property
  • Sewer or Drain Back-up

You can also add Identity Recovery Coverage to your HomeProtector Policy. In today’s world, having your identity stolen is a very real threat. When it happens, you may spend countless hours trying to pick up the pieces. That’s why ERIE designed this endorsement to assist you with all the unwanted hassles that come with personal identity theft. Be sure to contact us about this coverage.

*Only available on the HE 00 07 Plus policies in North Carolina.

Please note: This material is general in nature and for informational purposes only. Coverages, exclusions, limitations, policy terms and conditions and eligibility for discounts may vary from state to state and are subject to the underwriting guidelines, rates and rules in effect at the time of purchase. Please refer to the policy itself for definitions, coverages, exclusions and other terms and conditions.


ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Policy issuance is subject to eligibility criteria. Go to erieinsurance.com for company licensure and territory information.

Available Coverages

If you live in Illinois, Indiana, Ohio, Tennessee, Virginia, West Virginia or the District of Columbia, check out ErieSecure Home®.
If you don’t live in one of those states, or you're a current Customer with a homeowners policy and want to learn more about it, check out HomeProtector.